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Risk assessment6 min read

Shield My Field risk bands: how to read them

Every developer on Shield My Field receives a Trust Score from 0 to 100. To make the information actionable, we group those points into four color bands. Here is how to read them.

Reliable (85–100)

The public signals we measure are favourable across all three components: few or no PROFECO complaints — and any there are, settled — no projects on the official register of irregular developments, and a track record that can be verified. It does not mean zero risk: no real estate project has that, and the score reflects only what is on the public record.

Acceptable (65–84)

Meets the basics with one or two observations: minor PROFECO complaints, mostly settled, or gaps in the documented track record. Proceeding is reasonable with reinforced due diligence.

Caution (45–64)

Several warning signs: complaints not settled in the consumer's favour, projects flagged as irregular on official registers, or little verifiable track record. Consider alternatives; if you proceed, require a guarantee trust and have an independent lawyer review the contract.

High risk (< 45)

Significant public observations: a high volume of unsettled complaints, or projects suspended or shut down according to official registers. Before you sign or pay a deposit, review those observations with an independent lawyer.

How the Score is calculated

Three weighted components: Legal Compliance and Certainty (40%), Track Record and Performance (35%), Public Reputation (25%). When there is no reputation data, that 25% is shared between the other two components in proportion to their weight. The full methodology is published and auditable — a transparency commitment, not a trade secret.

What the Score is NOT

  • Not a financial or delivery guarantee
  • Not a substitute for individualized legal advice
  • Does not check liens or the property's registry status: that takes a certificate from the Public Property Registry
  • Does not measure design or location, only compliance and reputation
  • Changes over time as new data arrives

Disclaimer

This content is informational and does not constitute individualized legal advice. For purchase decisions consult a qualified attorney.